Personal Finances is an elegant, super easy personal finance application for home users. With a glance at its summary view, reports and graphs, the user will gain deep insight into the financial health of the family budget, pinpoint areas of excessive expenditure and trim the budget. Featuring the scheduler, the program also enables you to track expected income, spending and see how much money you'll have at a future date. Also included are advanced budget and account reconciliation features.

The program is portable and can be installed and run from the USB flash drive. Personal Finances meets all of your needs, whether you need to make a more realistic budget, want to get out of debt, or teach your children the basics of budgeting.

The concept behind the program lies in grouping expenses and income into categories. This is useful because one can see where money is going and how much is spent at a single glance, without the need to examine reports. The system of categories is designed as a tree that may have the unlimited number of subcategories. Each category may fall into subcategories, each of which may further fall into more sub categories. Additionally, expenses (and income) can be grouped by family members and assigned special tags. This allows the user to see the flow of money in general and then drill down into details.

The user should assign a currency to each account in the program. The list of currencies can be edited in the "Currencies" dialog. You can change the settings of the existing currency, add a new currency or delete a currency which is no longer used. The program allows creation of the unlimited number of currencies.

Features at a glance:

Set up any number of different accounts, such as credit card, checking account, savings, cash.
Any number of currencies, categories and sub categories.
Enter current or scheduled transactions.
Enter frequent transaction in a click using the QExpense option.
Use custom transaction fields.
Define transactions with categories, family members, tags to make detailed reports.
Sort by fields, search and group transactions by names.
Analyze financial situation with pie and bar chart reports.
View all transactions organized by day and account balance on any day in calendar.
Install the application onto the USB stick.
Protect financial data with a password.